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Unlimited 1% cash back 
No minimum credit score 
Credit line increase possible in 6 months
We’re Pesto.
We’ll help you build a better financial future
We offer a credit card that can be secured with cash or items. In either case you can get back what you put in.
Why people love Pesto
Join thousands of people interested in Pesto Mastercard®
FAQs
Is Pesto Mastercard® a secured credit card?
Yes, Pesto Mastercard® is a secured credit card. However, you do not need cash to secure the credit. You simply need jewelry or other items of value that are acceptable as security.
What will my credit line be?
The amount of credit you can get depends on the value of your item. You can get an initial estimate online using our calculator. If your item qualifies for credit, the exact credit limit will be determined after qualified professionals have evaluated your item and you’ve completed the application.
How long will it take to receive my Pesto Mastercard® once I’ve accepted the card?
For cash-secured cards:
You will be able to access your digital card when you are approved for the card
to use immediately via Apple Pay, Google Pay, or Samsung Pay.
(Most approvals happen within minutes!)
A physical card will follow in the mail.
For item secured cards: After you’ve sent your items to us,
they’re reviewed by a Pesto team member.
Our review will normally be completed within 24 hours of receiving the items.
Then, you’ll receive an email to accept the card, and when the card is accepted,
a digital card will become available
for you to use immediately via Apple Pay, Google Pay, or Samsung Pay.
To access your digital card, please download our mobile app via the applicable app store.
What if I don’t have a good credit score and haven’t qualified for a credit card before?
You do not need a minimum credit score to qualify. Pesto Mastercard® knows that not everyone has had an equal chance to build a positive credit history and that financial difficulties can happen to anyone. As long as your valuable item qualifies as collateral, you could be approved.
